Two numbers. Ten seconds. Find out if you're overpaying for gold.
Used by 1,200+ Indian gold buyers this month
grams
₹
Work style
₹
Today's typical rate · tap to edit
grams
₹
ct
Real goldExtra
Real gold value—
Extra (making + wastage + margin)—
Total price (incl. tax)—
More below⌄
What you're paying for
If you're negotiating, try this
What you can do next
Was this helpful?
See full breakdown
Price signal
Below valueFairOverpriced
The breakdown
What a fair price looks like
or
More JPGold tools
Old gold resale estimate
Tell us about your piece — we'll show what a fair jeweller should pay vs. what most will offer.
Live market rate
What you should be offered
For12.5g · 22K · Cleanat₹9,800/g
REFINERYBest possible price (95%)
₹0
FAIR JEWELLERWhat an honest shop should pay (88–92%)
₹0
TYPICAL OFFERWhat most local jewellers offer (78–85%)
₹0
WALK AWAYIf they offer less than this, leave
₹0
Use these exact words at the shop
Tip: get quotes from 2–3 jewellers before deciding. A 5% difference on 10g of gold is roughly ₹5,000.
Gold loan estimate
Get an instant estimate of how much loan you can raise against your gold. RBI caps gold-loan LTV at 75% — we show all three realistic tiers.
Live market rate
Your loan options
For25g · 22Kat₹9,800/g · gold value₹0
BANK · 60% LTVBanks (SBI, HDFC) · 8.5–10.5% per year
₹0
NBFC · 70% LTVMuthoot, Manappuram · 12–18% per year
₹0
MAX · 75% LTVRBI cap · 18–24% per year (app lenders)
₹0
Monthly cost (at 70% LTV)
9% (bank)₹0
12% (NBFC)₹0
18% (app)₹0
Bullet repayment: pay interest monthly, principal at maturity. Most gold loans run 3–12 months.
Compare two quotes
Both quotes should be for the same piece — same weight, same karat. Then enter what each shop is charging you.
Side-by-side comparison
12.5g · 22K · ₹9,800/g
Shop ABETTER
₹0
Premium over gold+0%
Extra you'd pay₹0
Shop BBETTER
₹0
Premium over gold+0%
Extra you'd pay₹0
—
💳
Get matched with a lender
We're onboarding verified lenders across India who offer fair gold-loan terms — bank rates without bank paperwork. Leave your number and we'll reach out within 24 hours when your area goes live.
✓
You're on the list
We'll reach out within 24 hours when a verified lender is live in your area. No spam, no calls until then.
30-day gold rate trend
Today's rates · tap to switch
30 days ago₹0/g
Change—
——
22K reference rate. Source: live market feed.
📸
Photo your bill
Snap a clear photo of your jewellery bill — we'll auto-fill weight, total, and rate for you. Stays on your device until you tap Extract.
Reading your bill…
This usually takes 5–10 seconds.
Here's what we found
Double-check these before tapping Use. The OCR isn't perfect.
⚠️
Couldn't read the bill
123
What was stolen?
A clear description plus any unique marks helps jewellers spot it if someone walks in to sell.
Where & when?
Helps us route the alert to jewellers in the right area first.
Verify your number
We send a one-time code to confirm you're a real person. Your number stays private — only platform admins can see it.
✅
Alert filed
Reference numberALT-2026-0000.
Verified jewellers across India will be notified. Save this number — show it to police or anyone you contact.
⚠️
Could not file the alert
These numbers don't add up
Common mistakes:
Confirm the gold rate
Negotiate
If you're at the counter, try this
💎
Coming very soon
We're onboarding verified jewellers across Hyderabad, Vijayawada and Bangalore who quote at fair making charges. This feature is in active development — should be live within a few weeks.
🎉
You're on the list
💎
Find a verified jeweller
Search by city or pincode. Tap a result to call or WhatsApp them.
💎
JPGold
JPGold is the software powering jewellery shops across South India. We built this free tool so gold buyers can check prices the same way jewellers do. No login. No tracking. Just clarity in 10 seconds.
Trusted by jewellers across South India
This free tool is built by the team behind JPGold — software powering jewellery shops from Hyderabad to Vijayawada. If you're a shop owner, see what we do for you →